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Guide to Baccarat
How The Cards Are Dealt
How The Cards Are Dealt
Regardless of how many players are playing at the table only two hands are dealt: the Player's hand and the Banker's hand. Once the bets have been placed the cards are dealt – one to the Player, one to the Banker, a second to the Player and a second to the Banker. Depending on the score of the two hands, further cards may need to be drawn.
If either the Player or the Banker has a two-card score of 8 or 9 then they have a 'natural hand' and no further cards are drawn for either hand. The outcome is decided there and then.
If the Player's hand is between zero and 5 then they will ALWAYS be dealt another card. If their hand is 6 or 7 then they will ALWAYS stand.
It is then the turn of the Banker's hand to react. If the Banker's hand is zero, 1 or 2 then they will ALWAYS be dealt a third card. If the Banker's hand is a 7 then they will ALWAYS stand, regardless of any hand the Player may have, or whether the Player took a third card. If the Player has stood on 6 or 7 then the Banker will always take a card if their score is between zero and 5. If the Banker's hand is 3, 4, 5 or 6 then whether or not they will be dealt a third card is determined by the third card drawn by the Player. This is illustrated in the following tables:
Player
Point value of first two cards
Action
0, 1, 2, 3, 4 or 5
Draws a card
6 or 7
Stands
8 or 9
Natural hand, no further cards drawn
Banker
Point value of first two cards
Draws when the Player's third card is:
Does NOT draw when the Player's third card is:
0, 1 or 2
Always draws a card
3
0, 1, 2, 3, 4, 5, 6, 7 or 9
8
4
2, 3, 4, 5, 6 or 7
0, 1, 8 or 9
5
4, 5, 6 or 7
0, 1, 2, 3, 8 or 9
6
6 or 7
0, 1, 2, 3, 4, 5, 8 or 9
7
Always stands
8 or 9
Player cannot draw
Player cannot draw
An example: If the Banker's two-card score is 4 and the Player draws a third card with a value of 6 then the Banker will draw a third card. If the Banker's two-card score is 5 and the Player draws a third card with a value of 2 then the Banker is compelled to stand without taking a third card.
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Guide to Baccarat
The Basics of Baccarat
How The Cards Are Dealt
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